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• Submit your claim under your plan first, and send any remaining balance to your spouse’s plan. • Your spouse's claims should go to his or her plan first, with any remaining balance sent to your plan. • Dependent children are covered first by the plan of the parent whose birthday falls earlier in the year. So if your birthday falls in January and your spouse's birthday is in March, you should submit your child’s claims to your plan first.

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Rbc Employee Login My Information Updater

• You will receive an Explanation of Benefits (EOB) statement from the first insurance company you file with showing how much of the claim has been covered. Submit the EOB statement, along with copies of your expense receipts, to the second insurance company in order to claim any remaining eligible balance. • Get pre-authorization first. Not sure if a service is covered?